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FDIC Banking Review
Table 2. Comparison of Annual Supervisory Assessment Fees OCC and Selected States, 2002 |
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$700 million bank |
$3.5 billion bank |
Difference in Assessments (percent) |
Incidence of Assessment Schedule |
| Assessment |
Effective Assessment per Thousand $ |
Assessment |
Effective Assessment per Thousand $ |
| Arizona |
$54,000 |
$0.08 |
$205,000 |
$0.06 |
279% |
Regressive |
| Massachusetts |
52,000 |
0.074 |
227,000 |
0.064 |
336 |
Regressive |
| North Carolina |
62,500 |
0.089 |
177,500 |
0.051 |
184 |
Regressive |
| South Dakota |
35,000 |
0.05 |
175,000 |
0.05 |
400 |
Flat |
| OCC |
159,000 |
0.227 |
569,000 |
0.163 |
257 |
Regressive |
Source: CSBS (2002) and OCC (2002). Note: The calculation of assessments for state-chartered banks is based on rate schedules provided by the states to CSBS. Where applicable, the assessment is calculated for a CAMELS 1- or 2-rated bank. |
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