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FDIC Banking Review
Profitability and Growth Measures of Community Banks in Great Plains Depopulating Counties, 1999-2003
| Annualized Asset Growth Rate (percentage) |
Annualized Pretax ROA (percentage) |
| 6.45 |
2.33 |
| 4.67 |
0.80 |
| 1.97 |
1.06 |
| 0.94 |
1.82 |
| 4.99 |
1.86 |
| -3.44 |
1.77 |
| 2.72 |
2.40 |
| 6.44 |
1.63 |
| 1.82 |
2.71 |
| 5.28 |
1.65 |
| 0.70 |
1.34 |
| 4.25 |
2.59 |
| 7.86 |
0.39 |
| 4.89 |
1.39 |
| 0.35 |
1.32 |
| 2.60 |
1.44 |
| 0.01 |
1.44 |
| -0.25 |
1.63 |
| -1.84 |
0.75 |
| 12.58 |
1.42 |
| 6.35 |
2.39 |
| 0.83 |
1.60 |
| 6.24 |
0.88 |
| 3.07 |
0.95 |
| 5.07 |
2.00 |
| 5.25 |
1.72 |
| 13.14 |
1.35 |
| 3.04 |
1.57 |
| 1.97 |
2.20 |
| 2.38 |
1.57 |
| 5.82 |
1.81 |
| 4.75 |
2.40 |
| 4.09 |
1.72 |
| 4.29 |
1.66 |
| 8.03 |
1.77 |
| 1.41 |
1.68 |
| 2.69 |
0.34 |
| 1.79 |
0.84 |
| 1.63 |
1.40 |
| 9.54 |
1.47 |
| 17.35 |
1.40 |
| 10.96 |
1.99 |
| 4.85 |
1.40 |
| 5.16 |
2.53 |
| -3.60 |
0.38 |
| -0.04 |
2.42 |
| 1.41 |
1.60 |
| 1.02 |
1.49 |
| -2.08 |
1.34 |
| -1.27 |
0.88 |
| -0.31 |
3.53 |
| 0.09 |
2.18 |
| 0.64 |
1.21 |
| 1.24 |
1.49 |
| 8.92 |
-0.69 |
| -0.79 |
1.05 |
| 2.93 |
0.87 |
| 3.65 |
1.07 |
| 5.35 |
2.09 |
| -2.01 |
0.95 |
| 11.74 |
-0.41 |
| 4.43 |
1.04 |
| 0.71 |
0.95 |
| -2.53 |
1.04 |
| 3.42 |
1.23 |
| -0.31 |
1.20 |
| -0.51 |
1.16 |
| 6.29 |
1.69 |
| -0.64 |
1.36 |
| 1.75 |
1.42 |
| 2.56 |
0.62 |
| 4.53 |
2.43 |
| 2.29 |
1.68 |
| 7.26 |
1.56 |
| 2.11 |
1.02 |
| 8.24 |
1.28 |
| 10.72 |
1.85 |
| 6.80 |
1.97 |
| 1.67 |
1.52 |
| -1.52 |
0.57 |
| 0.88 |
0.18 |
| 1.72 |
1.58 |
| -1.47 |
0.43 |
| 0.68 |
0.80 |
| 1.23 |
0.62 |
| 4.05 |
1.87 |
| 2.17 |
0.38 |
| 0.89 |
1.89 |
| 3.42 |
1.48 |
| 12.31 |
1.13 |
| 10.37 |
1.46 |
| 10.28 |
0.96 |
| 7.56 |
1.55 |
| 3.11 |
1.42 |
| 5.87 |
1.74 |
| -0.02 |
0.36 |
| 21.48 |
0.70 |
| 3.72 |
1.50 |
| 3.31 |
1.54 |
| 1.50 |
1.49 |
| 0.39 |
0.89 |
| 6.53 |
1.47 |
| 3.86 |
0.97 |
| 2.70 |
1.16 |
| 0.47 |
1.18 |
| -2.86 |
1.29 |
| 1.81 |
1.40 |
| 3.04 |
2.33 |
| 14.54 |
1.43 |
| 2.25 |
1.35 |
| 11.11 |
1.63 |
| 7.93 |
1.31 |
| 1.97 |
0.64 |
| 3.72 |
1.24 |
| -1.16 |
0.90 |
| 9.42 |
0.26 |
| 6.05 |
0.82 |
| -3.12 |
0.87 |
| 1.88 |
1.50 |
| 3.16 |
1.41 |
| 6.45 |
0.58 |
| 1.75 |
1.79 |
| 1.22 |
1.34 |
| 2.89 |
1.03 |
| 2.43 |
1.76 |
| -0.41 |
1.33 |
| 10.73 |
1.86 |
| 3.15 |
0.71 |
| 5.39 |
1.91 |
| 1.83 |
0.74 |
| 8.32 |
1.70 |
| 5.39 |
1.03 |
| 1.15 |
1.84 |
| 7.04 |
1.35 |
| 1.72 |
1.59 |
| -2.81 |
1.54 |
| 0.30 |
1.04 |
| 3.33 |
1.56 |
| 2.45 |
1.04 |
| 0.20 |
1.43 |
| 0.85 |
1.70 |
| 3.36 |
1.66 |
| -1.51 |
0.08 |
| 3.48 |
1.78 |
| 0.86 |
0.62 |
| 5.65 |
0.64 |
| 0.50 |
2.15 |
| 7.82 |
1.82 |
| 4.79 |
1.72 |
| 3.10 |
1.65 |
| 1.13 |
1.46 |
| 3.09 |
1.58 |
| 17.42 |
1.23 |
| 8.47 |
1.30 |
| -1.10 |
1.69 |
| 7.57 |
2.19 |
| 5.06 |
1.31 |
| -0.58 |
2.00 |
| -0.87 |
1.67 |
| 6.07 |
2.25 |
| 0.38 |
1.53 |
| 7.53 |
1.52 |
| 2.34 |
-0.38 |
| 5.86 |
2.14 |
| 1.75 |
0.78 |
| 3.45 |
0.47 |
| 4.51 |
1.80 |
| 1.03 |
2.60 |
| 10.59 |
1.96 |
| 4.62 |
2.06 |
| -0.11 |
2.03 |
| 4.86 |
2.32 |
| 3.57 |
1.81 |
| 4.43 |
1.81 |
| 2.89 |
1.48 |
| 1.92 |
2.75 |
| 6.21 |
1.47 |
| 2.29 |
1.38 |
| -0.76 |
0.56 |
| 7.54 |
1.60 |
| 4.40 |
1.64 |
| 3.79 |
2.43 |
| 3.23 |
1.05 |
| 3.89 |
1.67 |
| 2.95 |
2.21 |
| 12.76 |
1.22 |
| 3.20 |
2.42 |
| -1.25 |
1.38 |
| 6.58 |
1.51 |
| 6.32 |
1.35 |
| 1.78 |
1.11 |
| 2.98 |
2.92 |
| 1.63 |
1.62 |
| 11.88 |
1.82 |
| 5.20 |
1.20 |
| 4.54 |
1.34 |
| 0.88 |
1.32 |
| -0.37 |
1.20 |
| 5.13 |
1.79 |
| 8.01 |
0.78 |
| -0.74 |
1.99 |
| 2.52 |
2.22 |
| 4.93 |
1.14 |
| 6.25 |
1.26 |
| 4.66 |
0.88 |
| 1.08 |
1.30 |
| 7.61 |
1.11 |
| 4.86 |
3.49 |
| 5.11 |
1.45 |
| 1.28 |
1.47 |
| 4.41 |
0.32 |
| 4.49 |
2.45 |
| 3.78 |
2.10 |
| 7.35 |
1.17 |
| 7.37 |
1.31 |
| 11.74 |
1.00 |
| 2.42 |
2.33 |
| 1.77 |
0.89 |
| -0.51 |
0.52 |
| 14.71 |
1.84 |
| 6.39 |
1.32 |
| 8.62 |
1.54 |
| 5.74 |
1.45 |
| 0.55 |
1.17 |
| 0.39 |
1.82 |
| 14.77 |
1.66 |
| -5.39 |
1.10 |
| 1.69 |
1.43 |
| 11.65 |
2.01 |
| -0.46 |
1.64 |
| 7.39 |
0.96 |
| 3.13 |
2.31 |
| 8.24 |
1.39 |
| -1.46 |
1.34 |
| 4.58 |
1.14 |
| 16.63 |
1.27 |
| 0.88 |
1.83 |
| 5.77 |
2.16 |
| 0.02 |
1.49 |
| 2.26 |
0.85 |
| 2.95 |
0.78 |
| 1.99 |
0.39 |
| -1.16 |
-0.81 |
| 2.19 |
0.81 |
| -3.67 |
-1.07 |
| 5.82 |
1.98 |
| 5.87 |
0.67 |
| 4.81 |
1.07 |
| 2.95 |
1.74 |
| 4.88 |
1.12 |
| -3.65 |
-0.11 |
| 5.46 |
0.99 |
| 5.38 |
1.43 |
| -1.08 |
1.24 |
| 0.50 |
1.22 |
| 1.91 |
1.82 |
| 3.67 |
0.46 |
| 3.65 |
0.56 |
| 12.13 |
0.90 |
| 1.94 |
2.23 |
| 8.01 |
0.91 |
| 1.33 |
0.95 |
| 1.81 |
0.05 |
| 2.65 |
0.92 |
| 4.86 |
2.01 |
| -0.72 |
-0.84 |
| 0.86 |
0.59 |
| 2.78 |
2.68 |
| 5.19 |
1.54 |
| 4.27 |
0.95 |
| 4.20 |
0.86 |
| 3.73 |
1.75 |
| 4.32 |
2.07 |
| 3.42 |
2.72 |
| 9.83 |
1.64 |
| 0.35 |
2.01 |
| 2.76 |
1.71 |
| 8.01 |
1.28 |
| 3.01 |
1.90 |
| 2.61 |
2.20 |
| 5.40 |
1.75 |
| 5.73 |
0.89 |
| 10.09 |
1.61 |
| 4.65 |
0.70 |
| 0.70 |
1.89 |
| 2.67 |
2.07 |
| 0.84 |
1.38 |
| 6.56 |
0.80 |
| 7.30 |
0.90 |
| -11.71 |
0.21 |
| 1.75 |
1.89 |
| 3.86 |
1.90 |
| 7.22 |
1.02 |
| 5.48 |
0.83 |
| 6.80 |
0.70 |
| 5.30 |
1.52 |
| 3.09 |
0.84 |
| 1.03 |
0.42 |
| 1.58 |
1.07 |
| 2.48 |
1.55 |
| 3.39 |
1.87 |
| 5.92 |
2.02 |
| 1.15 |
1.14 |
| 6.20 |
2.07 |
| 4.82 |
2.90 |
| 7.55 |
1.28 |
| 6.78 |
1.10 |
| 1.10 |
1.45 |
| 2.98 |
0.87 |
| 1.16 |
1.91 |
| 6.70 |
1.11 |
| 0.87 |
0.92 |
| 4.43 |
1.34 |
| 32.33 |
1.09 |
| -0.73 |
1.28 |
| -2.76 |
-0.20 |
| -1.12 |
1.40 |
| 1.80 |
0.86 |
| 38.58 |
0.31 |
| 7.82 |
1.73 |
| 3.31 |
0.41 |
| 6.42 |
0.89 |
| 1.36 |
2.60 |
| 2.13 |
0.91 |
| -0.63 |
1.54 |
| 2.83 |
1.18 |
| 3.82 |
1.07 |
| 1.21 |
0.74 |
| -4.09 |
0.75 |
| -0.78 |
0.65 |
| 1.52 |
1.97 |
| 1.54 |
1.02 |
| 1.82 |
1.38 |
| 1.58 |
0.94 |
| 7.78 |
1.11 |
| 9.72 |
1.03 |
| -2.28 |
1.90 |
| 12.34 |
1.01 |
| 9.07 |
1.20 |
| 4.95 |
1.83 |
| -1.38 |
0.37 |
| 4.08 |
0.69 |
| 4.80 |
1.97 |
| 2.57 |
1.64 |
| 1.69 |
0.76 |
| 12.25 |
0.73 |
| 2.88 |
1.05 |
| 5.68 |
1.84 |
| 11.91 |
1.36 |
| 4.40 |
0.96 |
| 1.92 |
1.30 |
| 7.86 |
1.45 |
| 11.19 |
1.47 |
| 7.10 |
0.72 |
| 5.80 |
1.25 |
| 0.43 |
1.04 |
| 11.72 |
1.57 |
| 3.04 |
1.51 |
| 7.50 |
1.40 |
| 7.81 |
2.13 |
| 7.08 |
0.90 |
| 5.00 |
0.90 |
| 5.27 |
1.70 |
| 3.54 |
1.18 |
| 2.89 |
0.89 |
| 4.04 |
2.84 |
| 5.40 |
0.75 |
| -0.24 |
1.07 |
| 2.14 |
1.49 |
| 2.11 |
0.49 |
| 2.39 |
2.30 |
| 1.51 |
1.04 |
| 3.42 |
2.29 |
| -0.03 |
1.42 |
| 2.54 |
1.64 |
| 5.22 |
1.19 |
| 25.72 |
1.42 |
| 4.91 |
1.33 |
| 2.65 |
1.92 |
| 4.26 |
1.64 |
| 2.51 |
1.62 |
| 3.85 |
1.61 |
| 3.83 |
2.02 |
| 3.20 |
1.45 |
| 5.34 |
2.31 |
| 9.08 |
0.30 |
| 12.44 |
0.95 |
| -3.10 |
0.99 |
| -4.46 |
1.65 |
| 2.02 |
1.67 |
| 1.28 |
1.50 |
| 7.49 |
1.07 |
| 3.42 |
0.82 |
| -1.99 |
1.50 |
| 7.75 |
0.43 |
| 7.10 |
1.13 |
| 1.92 |
0.74 |
| 3.51 |
1.13 |
| -3.57 |
1.49 |
| 4.11 |
1.31 |
| 79.65 |
0.06 |
| 1.63 |
1.39 |
| 3.17 |
0.37 |
| 8.91 |
0.87 |
| 0.30 |
0.22 |
| 1.37 |
2.04 |
| -7.04 |
-0.64 |
| 3.53 |
0.73 |
| 10.24 |
0.65 |
| 2.89 |
0.85 |
| 2.71 |
2.57 |
| 1.30 |
1.20 |
| 10.19 |
0.98 |
| 5.19 |
1.60 |
| 2.80 |
2.01 |
| 0.00 |
1.02 |
| 4.76 |
1.91 |
| 5.43 |
0.37 |
| 2.19 |
1.03 |
| 10.34 |
0.85 |
| 3.81 |
1.55 |
| 2.44 |
1.05 |
| 0.73 |
1.28 |
| 2.45 |
2.32 |
| 8.23 |
1.36 |
| -3.11 |
0.05 |
| 3.01 |
0.28 |
| -0.66 |
2.41 |
| 10.23 |
1.09 |
| 0.82 |
1.96 |
| 0.52 |
2.42 |
| 3.68 |
0.72 |
| 6.48 |
1.05 |
| 7.74 |
0.97 |
| 5.13 |
1.27 |
| 3.47 |
1.29 |
| 24.24 |
0.69 |
| 10.76 |
0.92 |
| 1.32 |
0.87 |
| 1.40 |
0.82 |
| -2.26 |
0.80 |
| 3.72 |
1.44 |
| 3.04 |
1.39 |
| 15.51 |
1.29 |
| 2.68 |
1.70 |
| 8.81 |
0.96 |
| 0.92 |
1.39 |
| 5.09 |
0.94 |
| 6.88 |
1.83 |
| 2.07 |
1.47 |
| 1.89 |
0.74 |
| 5.36 |
0.12 |
| 3.59 |
1.66 |
| -5.93 |
0.61 |
| 4.10 |
1.96 |
| 0.82 |
2.17 |
| 4.23 |
1.93 |
| 4.18 |
1.13 |
| 69.80 |
1.10 |
| 7.97 |
1.28 |
| 1.56 |
1.77 |
| 2.18 |
1.03 |
| 2.93 |
1.27 |
| 5.97 |
1.55 |
| 2.66 |
0.97 |
| 1.60 |
0.74 |
| 0.96 |
0.83 |
| 1.77 |
1.84 |
| 3.34 |
0.90 |
| 7.23 |
2.15 |
| -0.06 |
0.80 |
| 16.69 |
3.41 |
| 6.31 |
1.96 |
| 1.71 |
1.58 |
| 5.50 |
1.22 |
| 3.41 |
0.66 |
| 0.26 |
1.54 |
| 3.52 |
1.27 |
| 2.55 |
0.54 |
| 0.27 |
0.57 |
| 1.64 |
0.58 |
| -1.07 |
0.75 |
| 3.62 |
1.34 |
| Source: Bank and Thrift Call Reports |
|