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FDIC Banking Review
Table 10 - Share of Deposits and Offices
Community, Midsize, and Top 25 Banks vs. Large and Small Credit Unions, 1994-2003 |
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Share of Deposits |
Share of Offices |
| |
Banks |
Credit Unions |
Banks |
Credit Unions |
| Year |
Community |
Midsize |
Top 25 |
<$100M |
$500M–$1B |
>$1B |
Community |
Midsize |
Top 25 |
<$100M |
$500M–$1B |
>$1B |
| 1994 |
25.55 |
38.33 |
28.38 |
3.25 |
3.62 |
0.86 |
34.53 |
32.49 |
19.73 |
12.52 |
0.71 |
0.02 |
| 1995 |
24.59 |
38.50 |
29.09 |
3.16 |
3.66 |
0.99 |
33.85 |
32.91 |
20.25 |
12.23 |
0.73 |
0.02 |
| 1996 |
23.75 |
35.16 |
33.02 |
3.11 |
3.88 |
1.08 |
33.62 |
29.90 |
23.85 |
11.84 |
0.77 |
0.03 |
| 1997 |
22.48 |
35.34 |
34.01 |
3.00 |
4.01 |
1.17 |
32.97 |
31.57 |
23.15 |
11.49 |
0.80 |
0.03 |
| 1998 |
21.51 |
33.04 |
37.15 |
2.91 |
4.13 |
1.26 |
32.20 |
30.35 |
25.51 |
11.09 |
0.83 |
0.03 |
| 1999 |
20.63 |
32.34 |
38.25 |
2.95 |
4.32 |
1.50 |
31.64 |
30.43 |
26.37 |
10.67 |
0.85 |
0.04 |
| 2000 |
19.85 |
32.79 |
38.72 |
2.71 |
4.31 |
1.62 |
31.60 |
30.33 |
26.99 |
10.15 |
0.89 |
0.04 |
| 2001 |
19.31 |
29.82 |
41.93 |
2.56 |
4.43 |
1.96 |
31.64 |
28.74 |
28.92 |
9.70 |
0.95 |
0.05 |
| 2002 |
18.79 |
29.06 |
42.69 |
2.47 |
4.68 |
2.32 |
31.70 |
28.39 |
29.57 |
9.24 |
1.03 |
0.06 |
| 2003 |
17.73 |
28.59 |
44.23 |
2.25 |
4.53 |
2.67 |
31.24 |
29.55 |
29.27 |
8.79 |
1.07 |
0.08 |
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Note: Community banks are defined as banking organizations (bank and thrift holding companies, independent banks, and independent thrifts) with aggregate bank or thrift assets of less than $1 billion (in 2002 dollars). The top 25 banks are the 25 largest banking organizations, measured in terms of the banking industry assets they controlled at the indicated time. Midsize banks consist of all remaining banking organizations. Small credit unions are those with less than $100 million in assets.
Source: Credit Union data from NCUA.
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