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FDIC Banking Review
Table 3
Aggregate Subprime Loan Amounts: in Level and as a Percentage of Total Assetsa |
| Date |
Level
($ millions)
09/99 |
Ratio
(percent)
09/99 |
Level
($ millions)
12/99 |
Ratio
(percent)
12/99 |
Level
($ millions)
03/00 |
Ratio
(percent)
03/00 |
| Subprime total |
23,143 |
7.19 |
28,840 |
5.97 |
66,770 |
7.12 |
| Automobile |
|
|
69 |
0.01 |
2,924 |
0.31 |
| Credit card |
|
|
22 |
0.00 |
10,076 |
1.07 |
| Mortgage |
|
|
74 |
0.02 |
25,838 |
2.75 |
| Other |
|
|
37 |
0.01 |
7,723 |
0.82 |
| Payday |
|
|
____ |
|
____ |
|
| No. of observations |
121 |
|
131 |
|
145 |
|
| Date |
Level
($ millions)
06/00 |
Ratio
(percent)
06/00 |
Level
($ millions)
09/00 |
Ratio
(percent)
09/00 |
Level
($ millions)
12/00 |
Ratio
(percent)
12/00 |
| Subprime total |
70,914 |
7.29 |
67,408 |
6.77 |
67,860 |
6.68 |
| Automobile |
2,872 |
0.30 |
|
|
3,611 |
0.36 |
| Credit card |
14,479 |
1.49 |
|
|
18,505 |
1.82 |
| Mortgage |
40,372 |
4.15 |
|
|
42,485 |
4.18 |
| Other |
7,743 |
0.80 |
|
|
3,290 |
0.32 |
| Payday |
____ |
|
|
|
____ |
|
| No. of observations |
148 |
|
145 |
|
156 |
|
| Date |
Level
($ millions)
03/01 |
Ratio
(percent)
03/01 |
Level
($ millions)
06/01 |
Ratio
(percent)
06/01 |
Level
($ millions)
09/01 |
Ratio
(percent)
09/01 |
| Subprime total |
71,503 |
7.20 |
73,149 |
7.36 |
80,717 |
7.97 |
| Automobile |
2,860 |
0.29 |
4,806 |
0.48 |
5,245 |
0.52 |
| Credit card |
24,393 |
2.46 |
24,936 |
2.51 |
25,105 |
2.48 |
| Mortgage |
41,809 |
4.21 |
41,169 |
4.14 |
46,872 |
4.63 |
| Other |
2,031 |
0.20 |
1,984 |
0.20 |
3,341 |
0.33 |
| Payday |
79 |
0.01 |
64 |
0.01 |
38 |
0.00 |
| No. of observations |
144 |
|
133 |
|
127 |
|
| Date |
Level
($ millions)
12/01 |
Ratio
(percent)
12/01 |
Level
($ millions)
03/02 |
Ratio
(percent)
03/02 |
Level
($ millions)
06/02 |
Ratio
(percent)
06/02 |
| Subprime total |
71,157 |
14.56 |
69,203 |
13.21 |
65,145 |
12.43 |
| Automobile |
4,410 |
0.90 |
4,282 |
0.82 |
4,898 |
0.93 |
| Credit card |
26,256 |
5.37 |
27,962 |
5.34 |
25,371 |
4.84 |
| Mortgage |
34,246 |
7.01 |
31,434 |
6.00 |
29,283 |
5.59 |
| Other |
6,044 |
1.24 |
5,426 |
1.04 |
5,428 |
1.04 |
| Payday |
52 |
0.01 |
42 |
0.01 |
49 |
0.01 |
| No. of observations |
130 |
|
129 |
|
129 |
|
| Date |
Level
($ millions)
09/02 |
Ratio
(percent)
09/02 |
Level
($ millions)
12/02 |
Ratio
(percent)
12/02 |
Level
($ millions)
03/03 |
Ratio
(percent)
03/03 |
| Subprime total |
65,800 |
12.21 |
53,879 |
9.86 |
53,775 |
9.67 |
| Automobile |
4,602 |
0.85 |
4,504 |
0.82 |
21,156 |
3.81 |
| Credit card |
20,504 |
3.81 |
18,667 |
3.42 |
17,319 |
3.11 |
| Mortgage |
33,259 |
6.17 |
27,687 |
5.07 |
28,723 |
5.17 |
| Other |
5,032 |
0.93 |
2,939 |
0.54 |
2,818 |
0.51 |
| Payday |
46 |
0.01 |
39 |
0.01 |
18 |
0.00 |
| No. of observations |
129 |
|
127 |
|
119 |
|
| Date |
Level
($ millions)
06/03 |
Ratio
(percent)
06/03 |
Level
($ millions)
09/03 |
Ratio
(percent)
09/03 |
Level
($ millions)
12/03 |
Ratio
(percent)
12/03 |
Subprime total |
55,417 |
10.67 |
51,382 |
10.85 |
52,119 |
11.21 |
| Automobile |
23,954 |
4.61 |
6,516 |
1.38 |
6,470 |
1.39 |
| Credit card |
16,104 |
3.10 |
15,916 |
3.36 |
15,675 |
3.37 |
| Mortgage |
35,684 |
6.87 |
24,682 |
5.21 |
27,666 |
5.95 |
| Other |
2,687 |
0.52 |
2,347 |
0.50 |
2,387 |
0.51 |
| Payday |
8 |
0.00 |
0 |
0.00 |
0 |
0.00 |
| No. of observations |
120 |
|
119 |
|
116 |
|
Source: FDIC, Quarterly Lending Alert. aLevel refers to the aggregate amount of the subprime loans. Ratio refers to the ratio (in percent) of aggregate subprime loan amounts to the aggregate assets of the subprime lenders. |
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