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FDIC Banking Review
Figure 6
A. Subprime Lenders--Average ROA/ROE |
| Date |
ROA |
ROE |
| 9/99 |
1.003471074 |
10.00082645 |
| 12/99 |
0.580763359 |
9.784384615 |
| 3/00 |
1.308551724 |
13.47756944 |
| 6/00 |
1.4747619 |
13.3357823 |
| 9/00 |
1.4255172 |
12.9269655 |
| 12/00 |
1.020128205 |
9.623910256 |
| 3/01 |
0.999652778 |
6.765902778 |
| 6/01 |
1.269548872 |
11.57263158 |
| 9/01 |
1.139133858 |
9.753307087 |
| 12/01 |
0.774692308 |
7.225538462 |
| 3/02 |
1.070542636 |
8.7921875 |
| 6/02 |
1.1496875 |
10.82023438 |
| 9/02 |
1.299457364 |
11.27643411 |
| 12/02 |
1.25984252 |
11.12472441 |
| 3/03 |
1.644285714 |
14.62655462 |
| 6/03 |
1.393416667 |
12.15583333 |
| 9/03 |
1.2819328 |
11.0821008 |
| 12/03 |
1.2489655 |
11.1131897 |
| Note: Based on 147 observations during June 2000 instead of 148 observations. One institution was taken out for this calculation due to its extreme values. |
Figure 6
B. All Banks--Average ROA/ROE |
| Date |
ROA |
ROE |
| 9/99 |
1.054278384 |
11.1914292 |
| 12/99 |
1.025877837 |
10.78433757 |
| 3/00 |
1.114629486 |
11.87915286 |
| 6/00 |
1.148002441 |
11.06807347 |
| 9/00 |
1.129845066 |
11.45215224 |
| 12/00 |
1.06160783 |
10.78290677 |
| 3/01 |
1.033594659 |
10.37655901 |
| 6/01 |
1.008915967 |
10.20902173 |
| 9/01 |
0.991725332 |
9.897244085 |
| 12/01 |
0.939297184 |
9.578094961 |
| 3/02 |
1.020702373 |
10.77452719 |
| 6/02 |
1.072139063 |
10.94546571 |
| 9/02 |
1.102380218 |
11.08514587 |
| 12/02 |
1.06424105 |
10.61964678 |
| 3/03 |
1.073865486 |
10.83027286 |
| 6/03 |
1.069002524 |
10.82358851 |
| 9/03 |
1.0312202 |
10.4403963 |
| 12/03 |
0.9836815 |
9.9997724 |
| Note: Based on 147 observations during June 2000 instead of 148 observations. One institution was taken out for this calculation due to its extreme values. |
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