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FDIC Banking Review

Table 2
SCOR Variables and Ratios for a Hypothetical Bank
SCOR Variable Percentage of Total Assets
Equity 13.59
Loan-Loss Reserves 1.31
Loans Past Due 3089 Days 2.23
Loans Past Due 90+ Days 0.89
Nonaccrual Loans 1.51
Other Real Estate 0.45
Charge-offs* 1.18
Provisions for Loan Losses and Transfer Risk* 1.28
Income before Taxes and Extraordinary Charges* 0.1
Volatile Liabilities 25.31
Liquid Assets 28.16
Loans and Long-Term Securities 68.79
*Flow variables. These variables are lagging 12-month totals and have been adjusted for mergers.

Last Updated 9/11/2003 Questions, Suggestions & Requests