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Home > Industry Analysis > Research & Analysis > FDIC Banking Review |
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FDIC Banking Review |
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| Table A1-1 Capital-Ratio Thresholds under PCA | |||
| Capital Category | Capital Ratio | ||
|---|---|---|---|
| Total Risk-based | Tier 1 Risk-based | Leverage | |
| Well-capitalizeda | 10% or more, and | 6% or more, and | 5% or more |
| Adequately capitalized | 8% or more, and | 4% or more, and | 4% or more |
| Undercapitalizedb | Less than 8%, or | Less than 4%, or | Less than 4% |
| Significantly undercapitalized | Less than 6%, or | Less than 3%, or | Less than 3% |
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Source: GAO (1997) aAn institution is not considered to be well-capitalized if it is subject to a formal regulatory action that requires the institution to meet and maintain a specific capital level. bThe leverage ratio can be as low as 3% if the institution has a CAMELS rating of 1. |
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| Last Updated 7/25/2003 | Questions, Suggestions & Requests |
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