Home > Industry Analysis > Research & Analysis > FDIC Banking Review




FDIC Banking Review

Table 2
Options for Pricing Well-Capitalized and Highly-Rated Institutions Using CAMELS Ratings
(Year-End 2002)
  Subcategories
1A1 1A2 1A3
Option 1: Using Composite Ratings
Composite 1 Rated 3,501
40.4%
   
Composite 2 Rated   5,169
59.6%
 
Option 2: Using Composite and Component Ratings
Composite 1 Rated 3,501
40.4%
   
Composite 2 Rated
and Sum of Components <= 12
and No More Than One Component Rated 3 or Worse
  4,271
49.3%
 
Composite 2 Rated
and Sum of Components > 12
or Two or More Components Rated 3 or Worse
    898
10.4%
Note: The table shows two options for subdividing the 1A insurance category using supervisory ratings. The 1A1 subgroup represents the least risk and the 1A3 subgroup represents the greatest risk. The figures in the cells refer to the number and percentage of 1A institutions.

Last Updated 12/16/2003 Questions, Suggestions & Requests