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2003 Annual Report

I. Management's Discussion and Analysis Financial Highlights

Insurance Fund Reserve Ratios Percent of Insured Deposits
Year BIF  SAIF 
12/2000 1.35  1.43 
12/2001 1.26  1.36 
3/02 1.23  1.36 
6/02 1.25  1.38 
9/02 1.25  1.38 
12/02 1.27  1.37 
3/03 1.28  1.37 
6/03 1.29  1.39 
9/03 1.31  1.40 

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Last Updated 03/11/2004 communications@fdic.gov