|
|
Statistical Highlights
March 2004
Dollars in Millions
|
BIF
|
SAIF
|
|
03/31/04
|
03/31/03 |
03/31/04
|
03/31/03 |
|
Number of Failures, YTD |
2 |
1 |
1 |
0 |
|
Total Corporate Outlays, YTD |
$93 |
$850 |
$5 |
$0 |
|
Total Estimated Corporate Losses, YTD |
$0 |
$135 |
$1 |
$0 |
|
Total Assets at Failure (Current Year) |
$104 |
$1,052 |
$15 |
$0 |
|
Assets in Liquidation (3) |
$329 |
$1,141 |
$341 |
$397 |
| |
|
|
|
|
| |
12/31/03 |
12/31/02 |
12/31/03 |
12/31/02 |
|
December 2003/2002 Reserve
Ratio (1) |
1.32% |
1.27% |
1.37% |
1.37% |
|
December 2003/2002 Fund Balance |
$33,782 |
$32,050 |
$12,240 |
$11,747 |
|
Estimated Insured
Deposits |
$2,554,624 (a) |
$2,524,474 (a) |
$896,493 (a) |
$859,205 (a) |
|
Fund Balance
Sensitivity (2) |
$255 |
$252 |
$90 |
$86 |
|
Deposit Base
Sensitivity (2) |
$19,43 |
$19,985 |
$6,628 |
$6,327 |
|
Total Insured
Institutions |
$8,010 (a) |
$8,143 (a) |
$1,186 (a) |
$1,229 (a) |
(1) The Reserve Ratio is equal to the fourth
quarter Fund Balance divided by the fourth quarter Estimated Insured
Deposits. The Statutorily established Designated Reserve Ratio is 1.25%.
(2) Fund Balance Sensitivity is the impact of one
basis point change in reserve ratio on fund balance, with deposit base
constant. Deposit Base Sensitivity is the impact of one basis point
change in reserve ratio on deposit base, with fund balance constant.
(3) Assets in liquidation is the total book value
of the noncash assets to be liquidated for all active receiverships and
is the main source of repayment of the receivables from closed banks and
thrifts.
(a) Source: FDIC Quarterly Banking Profile Fourth
Quarter 2003. BIF figure includes 14 and 18 U.S. branches of foreign
banks for 2004 and 2003, respectively.
| Dollars in Millions |
Assets at Failure |
Estimated Losses |
|
BIF YTD Failures |
|
|
|
Guaranty National Bank of
Tallahassee |
$77 |
$0 |
|
Reliance Bank |
$27 |
$0 |
|
Total |
$104 |
$0 |
|
SAIF YTD
Failures |
|
|
|
Dollar Savings Bank |
$15 |
$1 |
Assets in Liquidation (BIF)
| |
Dollars |
Percentage |
Consumer Loans |
2 |
1 |
Owned Assets |
13 |
4 |
|
Commercial Loans |
157 |
47 |
|
Other Assets/Judgments |
55 |
17 |
|
Net Investments in
Subsidiaries |
0 |
0 |
|
Securities |
88 |
27 |
|
Real Estate Mortgages |
14 |
4 |
Assets in Liquidation (SAIF)
| |
Dollars |
Percentage |
Consumer Loans |
2 |
1 |
Owned Assets |
2 |
1 |
|
Other Assets/Judgments |
313 |
91 |
|
Securities |
6 |
2 |
|
Real Estate Mortgages |
18 |
5 |
|
