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Financial Analysis Report

STATISTICAL HIGHLIGHTS

 

Dollars in Millions

BIF

SAIF

12/31/03

12/31/02

12/31/03

12/31/02

Number of Failures, YTD
3
10

 0

 1

 Total Corporate Outlays, YTD $889 $2,105 $0 $37
 Total Estimated Corporate Losses, YTD $103 $628 $0 $1

 Total Assets at Failure (Current Year)

$1,097 $2,508 $0 $50
Assets in Liquidation (3) $347 $657 $334 $397

 

 
 
 
 
Empty Row

09/30/03

09/30/02

09/30/03

09/30/02

 

June 2003/2002 Reserve Ratio (1)

1.31% 1.25% 1.40% 1.39%
  June 2003/2002 Fund Balance

$33,462

$31,383

$12,186

$11,586

 

Estimated Insured Deposit

$2,547,889

$2,513,160

$867,562 (a)

$833,029 (a)

 

Fund Balance Sensitivity (2)

$255

$251

$87

$83

  Deposit Base Sensitivity (2)

$19,594

$20,383

$6,237

$6,050

  Total Insured Institutions $8,058 $8,189 $1,194 $1,244

(1) The Reserve Ratio is equal to the third quarter Fund Balance divided by the third quarter Estimated Insured Deposits. The Statutorily established Designated Reserve Ratio is 1.25%.

(2) Fund Balance Sensitivity is the impact of one basis point change in reserve ratio on fund balance, with deposit base constant. Deposit Base Sensitivity is the impact of one basis point change in reserve ratio on deposit base, with fund balance constant.

(3) Assets in liquidation is the total book value of the noncash assets to be liquidated for all active receiverships and is the main source of repayment of the BIF's receivables from closed banks.

(a) Source: FDIC Quarterly Banking Profile Third Quarter 2003. BIF figure includes 15 and 18 U.S. branches of foreign banks for 2003 and 2002, respectively.

Dollars in Millions
  Assets at Failure   Estimated Losses
BIF YTD Failures      
  Southern Pacific Bank $1,052 $93
  The First National Bank of      
     Blanchardville     $36   $9
    $9   $1
Total $1,097 $103
Assets in Liquidation (BIF) - See Table to the right of ths chart
Assets in Liquidation (BIF)
Consumer Loans
1 0%
Owned Assets
4 1%
Commercial Loans 160 47%
Other Assets/Judgments 63 18%
Net Investments in Subsidiaries 2 1%
Securities 105 30%
Real Estate Mortgages 12 3%
Assets in Liquidation (SAIF) - See Table to the right of this chart
Assets in Liquidation (SAIF)
Commercial Loans
2 1%
Owned Assets
2 1%
Other Assets/Judments 313 93%
Securities 6 2%
Real Estate Mortgages 11 3%

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Last Updated 02/20/2004 finance@fdic.gov

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