Prior to his current position, he was the FDIC's Community Affairs Specialist in Southern California. Mr. Reynolds promoted and supported Money Smart, including by organizing and teaching or co-teaching Train the Trainer sessions to over 600 potential instructors. He worked to help financial institutions and community organizations understand ways to bring the unbanked into the financial mainstream, shared "best practices" for tools such as individual development account (IDA) matched savings programs and the IRS Volunteer Income Tax Assistance (VITA) program, and provided technical assistance on CRA and fair lending regulations. The launch of the outgrowth of one project, a small business loan portal, made the Los Angeles Times. Mr. Reynolds also served on the Executive Committee of the entity that organized the VITA program throughout LA County.

Earlier, Mr. Reynolds was a Commissioned Bank Compliance Examiner in the FDIC's Detroit field office. Mr. Reynolds was also a Large Bank CRA subject matter expert (SME).

Mr. Reynolds holds a baccalaureate degree with High Distinction from Indiana University where he studied public financial management and economics and a Juris Doctor (J.D.) degree from Loyola Marymount University Law School in Los Angeles. He is the author of two law review articles and has been a contributor to various other publications. Mr. Reynolds, a licensed attorney in California and the District of Columbia, has a personal and professional interest in consumer protection and fair lending issues, including financial education.