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Advisory Committee on Economic Inclusion (ComE-IN)


Guest Speaker Biographies - Luke W. Reynolds


Luke W. Reynolds is Chief of Outreach & Program Development at the Federal Deposit Insurance Corporation (FDIC) headquarters in Washington, DC.   In this role, he oversees various community development-related projects, including the FDIC’s award-winning financial education program, Money Smart.  In addition to serving on the editorial board for the FDIC Consumer News publication, Mr. Reynolds manages staff who work on several other national initiatives and research projects.  He also managed the development, launch, and implementation of the Money Smart for Young Adults curriculum and enhancement to other Money Smart products, such as the comprehensive revision of the Money Smart Computer-Based Instruction tool. 

Prior to his current position, he was the FDIC’s Community Affairs Specialist in Southern California.  He worked to help financial institutions and community organizations understand ways to bring the unbanked into the financial mainstream, shared “best practices” for tools such as individual development account (IDA) matched savings programs and the IRS Volunteer Income Tax Assistance (VITA) program, and provided technical assistance on CRA and fair lending regulations.  The launch of the outgrowth of one project, a small business loan portal, made the Los Angeles Times.  Mr. Reynolds organized and taught or co-taught Money Smart Train the Trainer sessions to over 600 potential instructors.  Mr. Reynolds also served on the Executive Committee of the entity that organized the VITA program throughout Los Angeles County.

Earlier, Mr. Reynolds was a Commissioned Bank Compliance Examiner in the FDIC's Detroit field office.  Mr. Reynolds was also a Large Bank CRA subject matter expert (SME).  In this role, he led or participated in the examination of large and small institutions in rural, suburban, and urban communities in several states, including problem banks.

He is the named author of two law review articles (one on a provision of fair lending law and the other on international trade law), the named co-author on two FDIC Quarterly research articles (Building Assets, Building Relationships: Bank Strategies for Encouraging Lower-Income Households to Save and Banking on Financial Education), co-author of the 2007 FDIC publication A Longitudinal Evaluation of the Intermediate-term Impact of the Money Smart Financial Education Curriculum upon Consumers’ Behavior and Confidence, and a contributor to various other publications. 

Mr. Reynolds, a native Oregonian, holds a baccalaureate degree with High Distinction from Indiana University where he studied public financial management and economics, a Juris Doctor (J.D.) degree from Loyola Marymount University Law School in Los Angeles, and is a licensed attorney in California and the District of Columbia.  He served as Chief Technical Editor of the Loyola of Los Angeles International Law Review, and has been recognized for his pro bono work, which has included litigation.  Mr. Reynolds’ other interests include long-distance bicycling.


Last Updated 11/15/2010 come-in@fdic.gov