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Luke
W. Reynolds is Chief of Outreach & Program Development at the Federal
Deposit Insurance Corporation (FDIC) headquarters in Washington, DC.
He manages 15 staff who work on national initiatives and research
projects, including overseeing the FDIC’s award-winning financial
education program, Money Smart. He managed the development,
launch, and implementation of the Money Smart for Young Adults
curriculum, Money Smart Podcast Network, and enhancement to other
Money Smart products, such as comprehensive revisions of the
Money Smart Computer-Based Instruction tool. Mr. Reynolds serves on
the interdivisional Underbanked Surveys Project Team, interdivisional
Alternative Dispute Resolution Steering Committee, co-managed the FDIC
Small Dollar Loan Pilot and serves on the editorial board for the
FDIC Consumer News publication.
Prior
to his current position, he was the FDIC’s Community Affairs Specialist
in Southern California. He helped financial institutions and community
organizations understand ways to bring the unbanked into the financial
mainstream, shared “best practices” for tools such as individual
development account matched savings programs and the IRS Volunteer
Income Tax Assistance (VITA) program, and provided technical assistance
on CRA and fair lending regulations. The launch of the outgrowth of one
project, a small business loan portal, made the Los Angeles Times.
Mr. Reynolds also served on the Executive Committee of the entity that
organized the VITA program throughout Los Angeles County. He promoted
and supported Money Smart, including by organizing and teaching
or co-teaching Train the Trainer sessions to over 600 potential
instructors.
Earlier, Mr. Reynolds was a Commissioned Bank Compliance Examiner in the
FDIC's Detroit field office. Mr. Reynolds was also a Large Bank CRA
subject matter expert (SME). In this role, he led or participated in
the examination of large and small institutions in rural, suburban, and
urban communities in several states, including problem banks.
He is
the named author of two law review articles (one on a provision of fair
lending law and the other on international trade law), the named
co-author on three FDIC Quarterly research articles (A
Template for Success: The FDIC's Small-Dollar Loan Pilot Program;
Building Assets, Building Relationships: Bank Strategies for Encouraging
Lower-Income Households to Save; and Banking on Financial
Education), co-author of the 2007 FDIC publication A Longitudinal
Evaluation of the Intermediate-term Impact of the Money Smart Financial
Education Curriculum upon Consumers’ Behavior and Confidence, and a
contributor to various other publications. Some of his work has been
printed or quoted in major publications. He has also taught workshops
for senior leaders in other countries on how to adapt the Money Smart
curriculum to develop a national financial education program.
Mr.
Reynolds has been recognized with numerous awards, including the FDIC’s
Chairman’s Individual Excellence Award and a Commendation by the County
of Los Angeles. Mr. Reynolds, a native Oregonian, holds a baccalaureate
degree with High Distinction from Indiana University where he studied
public financial management and economics, a Juris Doctor (J.D.) degree
from Loyola Marymount University Law School in Los Angeles, and is a
licensed attorney in California and the District of Columbia. He served
as Chief Technical Editor of the Loyola of Los Angeles International
Law Review, and has been recognized for his pro bono work, which has
included litigation. Mr. Reynolds’ hobbies include long-distance
bicycling. |
