The Federal Deposit Insurance Corporation publishes brochures and articles in FDIC Consumer News on topics ranging from protecting against identity theft and mortgage fraud to choosing a certificate of deposit. Start at www.fdic.gov/quicklinks/consumers.html or call toll-free 1-877-ASK-FDIC, which is 1-877-275-3342.

Other government agencies also have resources that can help consumers protect against financial scams and rip-offs. Start at www.mymoney.gov, the federal government's central Web site about managing money.