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FDIC Consumer News - Summer 1999

Important Update: Changes in FDIC Deposit Insurance Coverage

The FDIC deposit insurance rules have undergone a series of changes starting in the fall of 2008. As a result, certain previously published information related to FDIC insurance coverage may not reflect the current rules. For details about the changes, visit Changes in FDIC Deposit Insurance Coverage. For more information about FDIC insurance, go to www.fdic.gov/deposit/deposits/index.html or call toll-free 1-877-ASK-FDIC (1-877-275-3342). For the hearing-impaired, the number is 1-800-925-4618.


An FDIC Web Site Sampler

Here's some of the useful information that consumers can find quickly and easily at www.fdic.gov, the FDIC's Web site.

l Bank locations and information: By using our lists, you can look up branch locations of any bank in your city, get financial and other information about any FDIC-insured institution, and even verify whether a particular institution is insured by us.
l The Year 2000: The FDIC Y2K Web site includes stories from previous issues of FDIC Consumer News that explain what's being done to ensure banks will operate smoothly on and after January 1, 2000, and what consumers can do to help protect against Y2K glitches.
l Deposit insurance: You'll find our Electronic Deposit Insurance Estimator (EDIE), which helps you determine if your funds are over the $100,000 insurance limit and gives answers to frequently asked questions about deposit insurance.
l Publications: Our Internet site has dozens of brochures, back copies of FDIC Consumer News and other FDIC publications that explain consumer protections, including deposit insurance and fair lending laws.
l Community reinvestment: Learn more about the Community Reinvestment Act (CRA) and search a CRA database to find out an institution's most recent rating of how well it is serving the credit needs of the community, including low- and moderate-income neighborhoods.
l Educational material: The "Learning Bank" helps kids, parents and teachers learn about the FDIC and the banking system.
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Last Updated 09/10/1999 communications@fdic.gov