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FDIC Consumer News - Winter 2002/2003

Important Update: Changes in FDIC Deposit Insurance Coverage

The FDIC deposit insurance rules have undergone a series of changes starting in the fall of 2008. As a result, certain previously published information related to FDIC insurance coverage may not reflect the current rules. For details about the changes, visit Changes in FDIC Deposit Insurance Coverage. For more information about FDIC insurance, go to www.fdic.gov/deposit/deposits/index.html or call toll-free 1-877-ASK-FDIC (1-877-275-3342). For the hearing-impaired, the number is 1-800-925-4618.

Special Report on Credit Reports and Credit Scores

(Credit) Report Card. For: Chris Consumer. Grading Period: Adulthood. Pays debts on time: B-. Pays at least the minimum amount due: A. Keeps debt levels managable: C+. Limits number of credit cards: B+. Comments: Chris continues to make improvements but still can do a better job paying bills on time and keeping debt levels low. Your Credit Record: A Report Card on Your Personal Finances
Your credit history can affect your daily life—from where you live and work to how much you pay for a loan or insurance. Here's a guide to protecting your financial reputation.
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    Federal Laws Protecting You and Your Credit Files

    Call the Credit Bureaus to Limit Unsolicited Offers

    A Final Exam on Credit Reports

    The Three Major Credit Bureaus

    For More Information from the Government

    For General Information from Financial Regulators

FDIC Consumer News is published by the
Federal Deposit Insurance Corporation

Donald E. Powell

Phil Battey
Office of Public Affairs (OPA)

Elizabeth Ford
Assistant Director, OPA

Jay Rosenstein
Senior Writer-Editor, OPA

Tommy Ballard
Graphic Design & Illustrations

FDIC Consumer News is produced by the Office of Public Affairs, in cooperation with other FDIC Divisions and Offices. It is intended to present information in a nontechnical way and is not intended to be a legal interpretation of FDIC regulations and policies. Mention of a product, service or company does not constitute an endorsement. This newsletter may be reprinted in whole or in part. Please credit material used to FDIC Consumer News.

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Send comments, suggestions or questions to:
Jay Rosenstein, Editor
FDIC Consumer News
550 17th Street, NW
Room 7100
Washington, DC 20429
E-mail: jrosenstein@fdic.gov
Fax: (202) 898-3870

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FDIC Public Information Center
801 17th Street, NW
Room 100
Washington, DC 20434
Toll-free phone: (877) 275-3342 or (703) 562-2200 (Washington area)
E-mail: publicinfo@fdic.gov
Fax: (703) 562-2296


Last Updated 02/26/2003 communications@fdic.gov