You probably know that depositors at failed banks have quick access to all of their insured money if their bank fails. But do you know what happens if you have a loan — perhaps a mortgage or a car loan — at a bank that is closed?

To help borrowers understand what to expect if their bank fails and the FDIC acquires its loans, the agency has published a brochure entitled "A Borrower's Guide to an FDIC-Insured Bank Failure." Read it online at www.fdic.gov/bank/individual/failed/borrowers.