FDIC Consumer News
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Important Update: Changes in FDIC Deposit Insurance Coverage
The FDIC deposit insurance rules have undergone a series of changes starting in the fall of 2008. As a result, certain previously published information related to FDIC insurance coverage may not reflect the current rules. For details about the recent changes, visit Changes in FDIC Deposit Insurance Coverage. For more information about FDIC insurance, go to www.fdic.gov/deposit/deposits/index.html or call toll-free 1-877-ASK-FDIC (1-877-275-3342). For the hearing-impaired, the number is 1-800-925-4618.
FDIC Consumer News provides practical guidance on how to become a smarter, safer user of financial services. Each issue offers helpful hints, quick tips, and common-sense strategies to protect and stretch your hard-earned dollars.
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Spring 2013
- Banking in a High-Tech World:
- Protecting Your Plastic from High-Tech Criminals
- What to Know If Criminals Disrupt a Bank's Internet Services
- Using Technology to Remain Financially Fit
- Solving Common Debt and Credit Problems:
- Contacted By a Debt Collector? Proceed with Caution
- Need Cash Fast? Ask Your Bank
- How to Improve Your Credit History and Pay Less for Loans
- Also Inside:
- If the Branch You Use Is Closing...
- If Your Bank Is Merging...
- When a Broker Offers a Bank CD: It Pays to Do Some Research
- Spring 2013 - Color PDF (PDF Help)
- Spring 2013 - B&W PDF (PDF Help)
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Winter 2012/2013
- Practical Solutions for Protecting Your Money: Plus Common Questions and Misconceptions
- Unlimited FDIC Insurance for Certain Transaction Accounts Comes to an End
- FDIC Insurance: Understanding the Different Account Categories
- Answers to Some Common Questions From Consumers
- Need to Stop a Payment? Know Who to Contact and How
- Avoiding Scams: Sticking to the Basics Can Go a Long Way
- Safe Mobile Banking: Our Latest Tips for Protecting Yourself
- Updates and Reminders
- Winter 2012/2013 - Color PDF (PDF Help)
- Winter 2012/2013 - B&W PDF (PDF Help)
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Fall 2012 - Special Edition for Young Adults and Teens
- For Young Adults:
- If You Need to Borrow for Higher Education
- Auto Loans: How to Get a Good Deal
- Credit Cards: How to Avoid Costly Mistakes
- Is Debt Weighing You Down?
- Build a Good Credit Record
- Simple Ways to Rev Up Your Savings
- For Everyday Banking: Choosing the Best Account for You
- Smartphone Banking: Managing Money on the Move
- Avoiding Fraud, Protecting Your Privacy
- Take Our Quiz
- For Teens: Saving and Managing Your Own Money
- For Parents and Caregivers: Saving for a Child's Future
- Tips for Teaching Young People About Money
- Fall 2012 - Color PDF (PDF Help)
- Fall 2012 - B&W PDF (PDF Help)
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Summer 2012
- Getting the Most From Your Bank Account
- What's the Right Account for Your Everyday Banking Needs?
- Debit, Credit and Prepaid Cards: There Are Differences
- Going Paperless with Electronic Statements
- Thinking About Changing Banks? Consider Your Options
- Now Available: Large-Print "Your Insured Deposits"
- Your Mortgage: Tips for Finding, Managing a Home Loan
- Adding Others to Accounts: Understand the Risks
- Summer 2012 - Color PDF 4.63 MB (PDF Help)
- Summer 2012 - B&W PDF 3.98 MB (PDF Help) Original printing uses Pantone 695 and black on recycled, 70 lb., white, porcelain-silk text paper.
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Spring 2012
- Market-Linked CDs: Don't Let the Possibility of Higher Returns Cloud Your View of the Potential Risks
- Thinking of Buying a CD? What to Consider Before Handing Over Your Money
- Higher Education, Lower Debt: Ways to Minimize the Borrowing Costs for College
- Auto Loans: Test Drive the Financing Before You Go to the Dealership
- Do You Have a Complaint About a Bank? Here's How to Get Started
- Where to File a Complaint
- Spring 2012 - Color PDF 3.9 MB (PDF Help)
- Spring 2012 - B&W PDF 4 MB (PDF Help) Original printing uses Pantone 645 and black on recycled, 70 lb., white, porcelain-silk text paper.
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Winter 2011/2012
- Minding Your Own Business: Banking Tips for Small Companies
- Loans to Start and Grow a Small Business: Finding What's Right for You
- Paying for Everyday Expenses: Understand the Rules
- The Basics of Accepting Money from the Public
- Frauds Target Small Businesses: Don't Be a Victim
- Your Deposits: Options for Small Businesses
- Common Questions to the FDIC from Small Businesses
- Fraud Against the Elderly: How You Can Spot and Prevent Financial Abuse
- Have You Bounced Yourself Out of a Checking Account?
- Direct Deposit Replacing Federal Benefit Checks
- Foreclosure Settlement Reached
- Winter 2011/2012 - Color PDF 7.8 MB (PDF Help)
- Winter 2011/2012 - B&W PDF 5.0 MB (PDF Help) Original printing uses Pantone 549 and black on recycled, 70 lb., white, porcelain-silk text paper.
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Fall 2011
- Logging In...and Locking Out Fraud Artists
- Still on the Sidelines? How to Get Started with Online Banking
- IRAs, 401(k)s and More: Making Sense of the Alphabet Soup of Retirement Accounts
- Retirement Planning and Saving: Basic Strategies for Achieving Your Goals
- Your Credit Reports and Credit Scores: Simple Steps to Make Them Better
- Renting vs. Buying a Home: Things to Think About
- Updates and Reminders
- Fall 2011 - Color PDF 9.5 MB (PDF Help)
- Fall 2011 - B&W PDF 9.3 MB (PDF Help) Original printing uses Pantone 1245 and black on recycled, 70 lb., white, porcelain-silk text paper.
- Companion Audio
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Summer 2011
- Protecting Your Finances If a Disaster Strikes: Are You Prepared?
- Banks Are Required to Prepare For Disasters
- Disaster Preparedness: Sources of Help
- Disaster Recovery and Your Money: A Basic To-Do List
- Beware of Disaster-Related Financial Scams
- Person-to-Person Payments by Smartphone and Mobile Computer Add Convenience and Pose Risks
- Lost and Found or Safe and Sound: How to Solve Mysteries of Old Bank Accounts
- New Standards, Disclosures for Mortgage Professionals Can Help Consumers Find a Loan Originator
- News Briefs
- Summer 2011 - Color PDF 19.8 MB (PDF Help)
- Summer 2011 - B&W PDF 6.7 MB (PDF Help) Original printing uses Pantone 348 and black on recycled, 70 lb., white, porcelain-silk text paper.
- Companion Audio
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Spring 2011 - Special Edition: Shop and Save...at the Bank
- Mortgages: Different Products for Different Needs
- Escrow Accounts: What Mortgage Borrowers Need to Know
- Credit Cards: Read the Fine Print Before You Sign Up
- Home Equity Loans: Great Benefits, Serious Risks
- Other Loans: Tips to Get a Good Deal
- Cross-Selling: Think Before Buying "Extras" Offered with Loans and Credit Cards
- Checking Accounts: How to Keep the Costs Down
- Overdraft Programs: Consider Your Lower-Cost Alternatives
- Prepaid Cards: No Match for a Well-Managed Checking Account
- Bank CDs: Key Questions to Ask
- Insured or Not Insured: A Question to Ask Before Placing Funds at a Bank
- Shopping at the Bank: A Basic To-Do List
- For More Help or Information
- Spring 2011 - Color PDF 5.6 MB (PDF Help)
- Spring 2011 - B&W PDF 5.7 MB (PDF Help) Original printing uses Pantone 126 and black on recycled, 70 lb., white, porcelain-silk text paper.
- Companion Audio
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Winter 2010/2011
- You Can Organize and Simplify Your Financial Life: A How-to Guide
- Basic Strategies for Simplifying Your Financial Life
- Your Financial Records: What to Toss and When
- Calling All Smartphone Users: Are You Ready for Mobile Banking?
- Managing Your Mortgage: Good Practices for Homeowners
- Your Wallet: A Loser's Manual
- Need a Small Business Loan? Try These Strategies
- Unlimited FDIC Insurance for Certain Transaction Accounts: A Closer Look
- Saving for College: Ways to Minimize the Sticker Shock
- Why Interest Rates Matter to You
- Fraud Alert: Text Messages, Pop-Ups and Downloads to Avoid
- Social Networking Sites Attract Online Criminals
- New Rules, Notices About Credit Decisions
- Winter 2010/2011 - Color PDF 7.28 MB (PDF Help)
- Winter 2010/2011 - B&W PDF 8.72 MB (PDF Help) Original printing uses Pantone 288 and black on recycled, 70 lb., white, porcelain-silk text paper.
- Companion Audio
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Fall 2010
- Can You Spot a Scam? Test your knowledge of common frauds and their warning signs by taking our quiz
- What to Know About the New Law Affecting FDIC Insurance Coverage
- Estate Planning and Banking: How to Protect Money for Your Heirs in FDIC-Insured Accounts
- Having Difficulties Paying Your Mortgage? Pay Attention to These Tips
- Weighed Down by Debt? Here are Ways to Ease the Load
- Credit Protection: Understand the Costs, Limitations and Alternatives Before You Buy
- Student Loans: What's New, What's Important
- Happy Returns: Tips for Saving Money at Tax Time
- FDIC Issues Guidance to Banks on Overdraft Costs, Usage
- News Briefs
- Fall 2010 - Color PDF 7.98 MB (PDF Help)
- Fall 2010 - B&W PDF 8.15 MB (PDF Help) Original printing uses Pantone 1245 and black on recycled, 70 lb., white, porcelain-silk text paper.
- Companion Audio
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Summer 2010
- Bank Accounts Are Changing: What You Need to Know
- $250,000 Federal Deposit Insurance Amount Now Permanent
- What If Your Bank Fails? First, Stay Calm
- Having Deposits at Two Banks That Become One
- Starting Out on Your Own: Personal Finance Tips for Young Adults
- News Briefs
- Summer 2010 - Color PDF 3.72 MB (PDF Help)
- Summer 2010 - B&W PDF 4.35 MB (PDF Help) Original printing uses Pantone 286 and black on recycled, 70 lb., white, porcelain-silk text paper.
- Companion Audio
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Spring 2010
- New Realities, New Directions for Credit Cardholders
- The New Consumer Protections on Credit Cards: An Overview
- Using an Agent or Broker to Place a Bank Deposit? Ask These Questions First
- Advice for Seniors: Understand the Risks and Costs of Borrowing With a Reverse Mortgage
- News Briefs
- Spring 2010 - Color PDF 4.13 MB (PDF Help)
- Spring 2010 - B&W PDF 4.49 MB (PDF Help) Original printing uses Pantone 368 and black on recycled, 70 lb., white, porcelain-silk text paper.
- Companion Audio
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Winter 2009/2010
- Online Banking, Bill Paying and Shopping: 10 Ways to Protect Your Money
- Depositing Paper Checks Over the Internet
- For More About Internet Commerce
- New Federal Rules Highlight Overdraft Costs, Limit Fees
- Some Tips for Managing the Pain of Medical Debts
- Ideas for Growing a Small Business
- News Briefs
- Winter 2009/2010 - Color PDF 4.40 MB (PDF Help)
- Winter 2009/2010 - B&W PDF 3.58 MB (PDF Help) Original printing uses Pantone 1245 and black on recycled, 70 lb., white, porcelain-silk text paper.
- Companion Audio
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Fall 2009
- No Safer Place in the World for Your Money
- How to Make Sure All Your Deposits Are Protected by FDIC Insurance
- Insured Deposits Are Safe Regardless of a Bank's Health
- Debit vs. Credit Cards: How They Stack Up
- Prepaid Cards: Another Way to Pay, But Understand the Downsides
- News Briefs
- 5 Things to Know About Safe Deposit Boxes, Home Safes and Your Valuables
- Fall 2009 - Color PDF 3.26 MB (PDF Help)
- Fall 2009 - B&W PDF 3.42 MB (PDF Help) Original printing uses Pantone 5405 and black on recycled, 70 lb., white, porcelain-silk text paper.
- Companion Audio
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Summer 2009
- Credit Cards: New Law Protects Consumers from Surprise Fees, Rate Increases and Other Penalties
- Mortgages: Attention, Shoppers! New Rules Will Help You Get a Fair Deal
- For Help and Information on Credit Cards, Mortgages and Other Financial Services
- Points, Cash Back and Other "Rewards" from Your Bank: How to Cash In on the Right Deal
- New Brochure, Video on FDIC Deposit Insurance
- Also New: An FDIC Guide for Borrowers at Failed Banks
- Summer 2009 - Color PDF 5.01 MB (PDF Help)
- Summer 2009 - B&W PDF 5.06 MB (PDF Help) Original printing done using Pantone 1245 (gold) and black on 70 lb. white, porcelain-silk text paper stock.
- Companion Audio
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Spring 2009
- Foreclosure Rescue and Loan Modification Scammers Still Prey on Stressed Homeowners: Our Latest Tips
- Beware of Various Frauds Tied to the Economic Slowdown
- Sounds Good...But Are the Costs Greater Than the Benefits?
- Blank Checks from Your Credit Card Issuer Carry Risks and Costs
- For More Information About Avoiding Fraud and Costly Deals
- Making Your Home Affordable: New Options for Lowering Payments
- Programs That Can Help You Through the Current Crisis
- Congress Extends $250,000 Insurance Coverage Through 2013
- Shopping for a CD: Be Informed, Be Safe
- FDIC Clarifies Deposit Insurance Coverage of Pre-Paid Cards
- Spring 2009 - Color PDF 4.72 MB (PDF Help)
- Spring 2009 - B&W PDF 5.21 MB (PDF Help) Original printing done using Pantone 347 (green) and black on 70 lb. white, porcelain-silk text paper stock.
- Companion Audio
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Winter 2008/2009 - Special Edition: Managing Your Money in Good Times and Bad
- Good Ways to Get Started Cutting Back
- 7 Tips on Putting Your Dollars to Work...for You!
- Make the Most of Your FDIC Guarantee
- When the Economy Cools Down, Financial Scams Heat Up
- You Can Get a Good Loan: Ways to Make It Happen
- Your Credit Score: It Pays to Aim High
- When Payments Are a Problem
- President Announces Aid for Millions of Distressed Mortgage Borrowers
- When a Debt Collector Calls
- Take Charge of Your Credit Cards
- Sources of Help and Information on Managing Your Money
- Winter 2008/2009 - Color PDF 6,000k (PDF Help)
- Winter 2008/2009 - B&W PDF 5,000k (PDF Help) Original printing done using Pantone 282C (blue) and black on 70 lb. white, porcelain-silk text paper stock.
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Fall 2008 - Special Edition: Your New, Higher FDIC Insurance Coverage
- Basic FDIC Insurance Coverage Temporarily Increased to At Least $250,000 Per Depositor
- How to Be Sure You're Fully Protected by the FDIC
- "EDIE" Makes It Easy: FDIC Internet Site Analyzes Your Insurance Coverage
- Fact vs. Fiction: Common Misconceptions About FDIC Deposit Insurance
- FDIC Launches New Campaign Promoting Deposit Insurance
- For More Help from the FDIC About Deposit Insurance and Other Topics
- Fall 2008 - Color PDF 3,800k (PDF Help)
- Fall 2008 - B&W PDF 3,580k (PDF Help) Original printing done using Pantone 7484C (green) and black on 70 lb. white, porcelain-silk text paper stock.
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Summer 2008
- Get a Good Night's Sleep: Rest Assured, Your Money is Safe in an FDIC-Insured Account
- Tips for Trying to Fix a Clogged or "Frozen" Home Equity Line
- Dialing for (Your) Dollars: Beware of Phone and Fax Fraud
- Reminder: Beware of Mortgage Rescue Frauds
- "Green" Banking: Saving the Environment as You Save and Borrow Money
- Summer 2008 - Color PDF 3,478k (PDF Help)
- Summer 2008 - B&W PDF 3,550k (PDF Help) Original printing done using Pantone 293 (blue) and black on 70 lb. white, porcelain-silk text paper stock.
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Spring 2008 - Special Edition: Money Tips for All Ages - Your Finances at Different Stages of Life
- For Everyone
- For Teens
- For Young Adults
- For Newlyweds
- At Midlife
- Teaching Our Kids
- Before You Retire
- After You Retire
- For Financial Caregivers
- For Major Life Events
- Spring 2008 - Color PDF 9,766k (PDF Help)
- Spring 2008 - B&W PDF 8,743k (PDF Help) Original printing done using PMS 2718U (blue) and black on 60 lb. smooth opaque paper stock.
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Winter 2007/2008
- The FDIC at 75: Protecting America's Consumers from Generation to Generation
- Know Your Limits: Why, When and How to Be Sure You're Fully Protected by FDIC Insurance
- More Than Just Deposit Insurance: The Many Ways the FDIC Helps Consumers
- Then and Now: Changes Since the FDIC's Creation in 1933
- A To-Do List for Fine-Tuning Your Finances
- Help for Mortgage Borrowers: An Update
- Winter 2007/2008 - Color PDF 5.77Mb (PDF Help)
- Winter 2007/2008 - B&W PDF 11.4Mb (PDF Help) Original printing done using PMS 347U (green) and black on 60 lb. smooth opaque paper stock.
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Fall 2007
- The New Climate for Mortgage Borrowers
- FDIC Insurance: You've Got Questions, We've Got Answers
- Timely Tips for Tax Season
- What's New on the Net
- New Law to Reduce Student Loan Costs
- Fall 2007 - Color PDF 5722k (PDF Help)
- Fall 2007 - B&W PDF 5176k (PDF Help) Original printing done using PMS 288U (blue) and PMS 347U (green) on 60 lb. smooth opaque paper stock.
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Summer 2007 - Special Edition: 51 Ways to Save Hundreds on Loans and Credit Cards
- Cutting Your Costs: Simple Strategies for Saving Money on Loans and Credit Cards
- Refinancing: Tips for Mortgages and Other Credit
- Borrower Beware: How to Avoid Fraudulent or Deceptive Deals
- Taking Charge of Your Credit Cards
- Home Loans: How to Keep Costs from Going Through the Roof
- Auto Loans: Take Control of the Financing Before You Take Control of the Wheel
- When You Need Money Fast: Sources of Affordable Cash
- Paying for College ... the Smart Way
- Financing a Small Business: Saving Money to Help Your Company Grow
- For More Help or Information on Loans and Credit Cards
- Summer 2007 - Color PDF 4369k (PDF Help)
- Summer 2007 - B&W PDF 3782k (PDF Help) Original printing done using PMS 355U (green) and black on 60lb. smooth opaque paper stock.
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Spring 2007
- Speed Paying and Banking
- Attention ARM Borrowers: Contact Your Lender Before Higher Payments Put Your Home at Risk
- Don't Get Burned by Hot Investments
- The FDIC Sign Is Changing
- New Deposit Insurance Resources in English and Spanish
- Deceptive Mortgage Offers
- Treasury Report: Direct Deposit Safer Than Checks
- A Final Exam: Test Your Money Management IQ
- Spring 2007 - Color PDF 5443k (PDF Help)
- Spring 2007 - B&W PDF 3177k (PDF Help) Original printing done using PMS 288U (blue) and black on 60lb. smooth opaque paper stock.
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Winter 2006/2007 - Special Edition: Be Prepared, Be Informed, Be in Charge
- Make Sure You Are Financially Fit
- Protect Against Bad Deals and Scams that Arrive by Phone, Letter and the Internet
- Avoid Costly Scams Involving Fake Checks and Money Orders
- Protect All Your Deposits with FDIC Insurance
- Complain Effectively and Get Results
- 5 Top Reasons People Call or Write the FDIC: What You Can Learn from Other Consumers' Questions and Concerns
- Test Your Money Management IQ
- Winter 2006/2007 - Color PDF 8116k (PDF Help)
- Winter 2006/2007 - B&W PDF 3452k (PDF Help) Original printing done using PMS 485 (red) and 2757 (blue) on 60lb. smooth opaque paper stock.
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Fall 2006
- Avoiding Costly Banking Mistakes: No Trivial Pursuit
- Fraudulent E-Mails Claim to Be From the FDIC
- Beware of Phone-Based "Vishing" Scams
- New Safety Procedures for Internet Banking
- Update on Higher Coverage for Retirement Accounts
- New Law Promotes Retirement Savings
- New Options for Direct Deposit of Tax Refunds
- Guide for Seniors Wins Consumer Award
- A Shopping List: Money Tips for the Holidays...and Year-Round
- Fall 2006 - Color PDF 8116k (PDF Help)
- Fall 2006 - B&W PDF 3452k (PDF Help) Original printing done using PMS 2935 (blue) and black on 60lb. smooth opaque paper stock.
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Special Bulletin (Revised September 2006)
- What You Should Know About Higher FDIC Coverage for Retirement Accounts: A look at what's changed with deposit insurance, what hasn't, and how to get more information
- Special Bulletin (Revised September 2006) - PDF 792k (PDF Help)
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Summer 2006 - Start Smart: Money Management for Teens
- Simple, Everyday Things You Can Do to Save Money
- Shopping for a Bank Account
- Risks, Rewards of Investing Money
- 5 Ways to Cut Spending...and Still Get to Do and Buy Cool Things
- Borrowing Money: A Responsibility to Be Taken Seriously
- Be on Guard Against Identity Theft
- What to Know About the FDIC
- Test Your Money Management IQ
- Summer 2006 - Color PDF 6497k (PDF Help)
- Summer 2006 - B&W PDF 1649k (PDF Help) Original printing done using PMS 354 (green) and black on 60lb. smooth opaque paper stock.
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Spring 2006
- FDIC Insurance: Do You Know As Much As You Think You Know?
- Misconceptions: A Top 10 List
- FDIC Insurance: What's New, What's Not
- How to Fully Insure Much More than $100,000
- New Deposit Insurance Calculator More User-Friendly
- Answers to Common Questions About Debit Cards
- Traveling Abroad? Don't Leave Home Without Making Financial Preparations
- Tips for Saving and Borrowing Money
- Spring 2006 - Color PDF 150k (PDF Help)
- Spring 2006 - B&W PDF 146k (PDF Help) Original printing done using PMS 347 (green) and black on 60lb. smooth opaque paper stock.
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Winter 2005/2006
- Fires, Floods and Other Misfortunes: Are You Prepared Financially?
- Consumer Alert: Beware of Disaster-Related Financial Scams
- Banks Are Required to Prepare for Disasters
- Safe Online Banking, Shopping and Bill Paying: Our Latest Tips on Services Protecting Consumers
- FDIC Web Presentation: How to Prevent Online ID Theft
- Coming Soon to Internet Banking Customers: New Procedures for Verifying that "You are You"
- For More Information About Preventing Internet Fraud
- Increase in $100,000 Limit Under Consideration for Retirement Accounts
- Expanded FDIC Insurance for College Savings Accounts
- Reminder: Deposited Checks Subject to Temporary "Hold"
- Winter 2005/2006 - Color PDF 153k (PDF Help)
- Winter 2005/2006 - B&W PDF 169k (PDF Help) Original printing done using PMS 485 (red) and black on 60lb. smooth opaque paper stock.
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Fall 2005 Fiscal Fitness for Older Americans: A Special Guide for Seniors and Families
- Helping Your Money Last... After Your Last Paycheck
- Annuities for Retirees: What to Consider Before You Invest
- Retirement Strategies for All Ages: A "To-Do" List
- Avoiding Frauds that Target the Elderly
- How to Simplify and Organize Your Finances
- Giving Others Access to Bank Accounts and Safe Deposit Boxes
- 7 Things to Know About FDIC Insurance
- Take Our Quiz on Money Management for Seniors
- For More Information
- Fall 2005 - Color PDF 249k (PDF Help)
- Fall 2005 - B&W PDF 250k (PDF Help) Original printing done using PMS 2945 (blue) and black on 60lb. offset white paper stock. The back page of the PDF version also was intentionally left blank so that an organization could add its name, logo, a special message and/or self-mailing information.
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Summer 2005
- A Shopper's Guide to Bank Products and Services
- When the News Reports Say Your Personal Information May Be at Risk
- Warning: Don't Be Fooled by Fake Checks
- Credit Cards Raising Minimum Payments
- Interim Final Rules on the Use of Medical Information
- New FDIC Service for Finding Bank Information
- Summer 2005 - Color PDF 2,086k (PDF Help)
- Summer 2005 - B&W PDF 2,081k (PDF Help) Original printing done using PMS 280 (blue) and PMS 1795 (red) on 60lb. offset white paper stock.
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Spring 2005 Taking Control of Your Finances: A Special Guide for Young Adults
- If at First You Don't Succeed: Common Mistakes Young Adults Make with Money and How to Avoid Them
- Financial Fraud and Theft: How to Protect Yourself
- Five Things You Should Know about...Credit Cards
- Five Things You Should Know about...Checks and Checking Accounts
- High-Tech Banking 24/7
- To Buy or Not to Buy...a Home or a Car
- A To-Do List for Key Stages of Your Life
- Take Our "Financial Aptitude Test" - the F.A.T.
- The Right Way to Right a Wrong
- Some Federal Laws Protecting Consumers
- Web Sites Offer Guidance on Paying for College
- The FDIC Protects Deposits to $100,000
- Spring 2005 - Color PDF 1,343k (PDF Help)
- Spring 2005 - B&W PDF 1,380k (PDF Help) Original printing done using PMS 1795 (red) and black on 60lb. offset white paper stock. The back page of the PDF version also was intentionally left blank so that an organization could add its name, logo, a special message and/or self-mailing information.
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Winter 2004/2005
- You Can Simplify Your Financial Life
- Afraid to Bank Electronically? Read This
- Expecting a Tax Refund? Beware of Costly Loans and Other Pitfalls
- New Studies Highlight Different ID Theft
- Wanted: Your Thoughts About Senior Citizens, Young Adult and Money
- News Briefs
- The FDIC Always Pays 100 Percent of Insured Deposits if a Bank Fails
- Winter 2004/2005 - PDF 654k (PDF Help)
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Fall 2004
- ID Theft: Strategies and Help for Fighting Back
- Coming Soon: Free Credit Reports and Access to Credit Scores
- Basics of Deposit Insurance for Businesses
- New Insurance Publications Available in Spanish
- FDIC, Other Agencies Add to Financial Education Programs
- More on "Check 21"
- Fall 2004 - PDF 205k (PDF Help)
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Summer 2004
- Checks and Balances: New Rules, New Strategies for Bank Customers in the 21st Century
- Kicking the Tires on an Auto Loan: Don't Kick Yourself for Paying Too Much
- New Tax-Advantaged Savings Account for Medical Costs
- Summer 2004 - PDF 808k (PDF Help)
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Spring 2004
- ATMs and You: Tips on Self-Service Banking
- Test Your Deposit Insurance IQ
- New FDIC Publications Explaining Deposit Insurance
- News Briefs
- Wanted: Your Questions About Bank Mergers
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Winter 2003/2004
- Estate Planning: Protecting Your "Family Fortune" Through FDIC-Insured Bank Accounts
- New Insurance Rules for Living Trusts
- When Internet Scam Artists Go "Phishing," Don't Take the Bait
- New Proof of Identity Required When Opening Accounts
- Beware of Bogus Debt Elimination Scams
- Fraudulent Ads Use Official Bank Logos
- A Final Exam
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Fall 2003 Special 10th Anniversary Edition
- Tips You Can Bank On: An FDIC Guide to Being a Smarter, Safer Financial Consumer
- You and Your Bank
- Deposits and Deposit Insurance
- Loans and Credit Cards
- Fighting Fraud
- Family Matters
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Summer 2003
- Credit Protection: What to Consider Before You Buy
- Minimum Payments, Maximum Costs on Credit Cards
- If Your FDIC-Insured Bank Fails: What Really Happens
- A Final Exam
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Spring 2003 Special Report on Fraud
- Fighting Financial Fraud: How to Shield Yourself from Swindles
- Common Cons... and How to Avoid Them
- Ten Simple Things You Can Do to Fight Fraud
- Paying Extra for ID Theft Protection? Consider Costs vs. Benefits
- Who to Call to Report a Financial Crime
- Federal Laws Protecting You Against Fraud
- Does the FDIC Cover Losses Due to Fraud?
- A Final Exam on Financial Fraud
- For More Information About Fighting Fraud
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Winter 2002/2003 Special Report on Credit Reports and Credit Scores
- Your Credit Record: A Report Card on Your Personal Finances
- Credit History 101: The ABCs of Credit Reports and Credit Scores
- Simple Mistakes That Can Lower Your Credit Score...and Cost You Money
- Don't Fall for Credit-Related Scams
- Monitoring Your Credit Report to Help Guard Against ID Theft
- Bad Checks: Bad News for Your Record
- Federal Laws Protecting You and Your Credit Files
- Call the Credit Bureaus to Limit Unsolicited Offers
- A Final Exam on Credit Reports
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Fall 2002
- Playing Your Cards Right: Smart Ways To Use Credit and Debit Cards
- Problems With Plastic: Our Tips for Tackling Your Top Five Concerns
- A Reader's Guide to Credit Card Mailings (and the Fine Print)
- Fighting Card Fraud: Simple Ways to Protect Yourself
- Setting the Record Straight: Basic Facts About FDIC Insurance
- Your Bank Records: What to Keep, What to Toss... and When
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Summer 2002
- High-Cost "Predatory" Home Loans: How to Avoid the Traps
- Privacy Mailings Arriving Again: Toss At Your Own Risk
- Fraud Alert! Bogus "Bonus" Checks, Fake Cashier's Checks and Miscellaneous Mischief to Avoid
- Brokers, Deposits and Failed Banks: Why the FDIC Check Isn't In the Mail (Yet)
- Shifting from Stocks to Deposits? Consider Your FDIC Insurance
- Did You Know?...Co-Signing a Loan Can Be Costly
- A Final Exam: Test Your Financial IQ
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Spring 2002
- Long-Distance Banking: A Guide to Your Rights and Risks
- Saving for Retirement: A Job You Should Take Seriously
- Solving Mysteries About Old Bank Accounts and Safe Deposit Boxes
- There's No Such Thing As a Free-Lunch Loan
- Do You Have Questions About Credit Cards or Debit Cards?
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Winter 2001/2002
- Weathering a Financial Storm
- If It Sounds Too Good to Be True...
- Have You Reviewed Your Insurance Coverage Yet?
- New Brochure Explains Your Rights to Privacy
- Tips for Hanging Up On Fraudulent Calls
- Now on Sale: Patriot Bonds
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Fall 2001 Special Report: Are You Sure You're Fully Insured?
- Lessons from Losses: What You Can Learn from Recent Bank Failures
- Six Ways to Protect Yourself With FDIC Insurance
- If a Bank Fails: Answers to Common Questions About an Uncommon Event
- Deposit Insurance 101: A Final Exam
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Summer 2001
- Shopping and Paying From Home Over the Internet... Do Your Homework First
- Now Arriving By E-Mail... Money
- Before You Aggregate... Investigate!
- The Latest on Your New Rights to Privacy... Our Answers to Your Questions
- New Tax Law Enhances Savings Programs for Retirement, Education
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Spring 2001
- One-Stop Shopping for Financial Services: A Window of Opportunity for the Informed Consumer
- Credit Card Fees Often Go Unnoticed Even As They Increase
- News Briefs
- Congress Acts to Stop Deposit Brokers from Claiming FDIC Endorsement
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Winter 2000/2001
- New Rights to Privacy: You Now Hold the Key to How Much Information Financial Institutions Can Share
- Accounts You Manage for Others Don't Limit Your Insurance Coverage
- There Are Special Rules for Deposit Insurance When Banks Merge
- IRS Tax Refunds Are Safer By Direct Deposit
- News Briefs
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Fall 2000
- Should You Buy a Bank CD from a Broker?
- Ask Questions Before Paying for Credit Card Insurance
- Banks' Limited Authority to Open, Close and Access Accounts
- A Bank By Any Other Name May Still Be the Same Bank
- Wanted: Parental Advice for Teaching Teens About Spending and Borrowing Responsibly
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Summer 2000
- When a Criminal's Cover Is Your Identity
- New Rules to Help Protect Your Financial Privacy
- Test Your Financial Savvy
- Fewer Credit Cards Offer a "Full" Grace Period
- Direct Deposit Is Safer Than Checks in the Mail
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Spring 2000
- Paper or Plastic? A guide to using cash, checks, credit cards or debit cards
- The Top 10 Mistakes That Cost Depositors Money When a Bank Fails... and How to Avoid Them
- Is My Bank Healthy?
- A New You for the New Millennium
- It's the Year 2000. Now What?
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Fall 1999
- Y2K: Federally Insured Institutions Are Prepared
- Your Y2K Questions... And Our Answers
- Reliable Sources on Y2K
- For More Help and Information Regarding Y2K
- A Year 2000 "To-Do" List
- Your Credit Card: Why and How to Focus on the Fine Print
- FDIC Web Site Now Easier to Use
- Special Delivery: Our Consumer News Now Arrives by E-Mail
- New Law "Modernizes" the Financial Services Industry
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Summer 1999
- How the FDIC Helps Consumers with Banking Questions and Problems...and How Consumers Can Help Themselves
- Take Our Year 2000 Quiz for Bank Customers
- Suggestions for Getting Your Best Deal on a Home Loan
- Reminder About New Right to Cancel Mortgage Insurance
- How to Improve Your Credit Score and Your Chances of Getting a Good Loan
- Wanted: Your Crime Stories
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June 1999: The Year 2000, Your Bank and You -- A New Special Report
- (Issue no longer available)
- What Regulators Are Doing to Get Banks Ready
- Beware of Y2K Scams
- What to Consider Before Withdrawing Extra Money for the Year 2000
- Direct Deposits, Payments Expected to Go Smoothly
- A Year 2000 Checklist for Consumers
- FDIC Resources on Deposit Insurance
- A List of Government Resources for Y2K Help and Information
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Spring 1999
- FDIC Deposit Insurance Coverage Now Simpler for Consumers
- Interactive Internet Site Analyzes Your Insurance Coverage
- Test Your Deposit Insurance IQ
- What to Consider Before Withdrawing Extra Money for the Year 2000
- Beware of Y2K Scams
- Direct Deposits, Payments Expected to Go Smoothly in the Year 2000
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Fall 1998: Special Report on the Year 2000, Your Bank and You
- Questions and Answers on the Year 2000 Problem
- FDIC Chairman Tanoue: "Insured Deposits Fully Protected"
- What Regulators Are Doing to Get Banks Ready
- A Bank Customer's Y2K "To-Do" List
- The Year 2000 and Your Insured Deposits
- A List of Government Resources for Y2K Help and Information
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Summer 1998
- Ways to Get Attractive Rates, Low Fees, Solid Service
- The Year 2000 Date Change
- If Your Bank Is Merging
- Fighting Fraud on the Internet
- Deposit Insurance Update
- Treasury's Decision on Electronic Benefit Payments
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Spring 1998
- Protect Against Fraud and Theft
- Deposit Insurance Simplified
- New IRAs, New Insurance Determinations
- Ways to Minimize ATM Fees
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Winter 1997/1998
- Teaching Kids the Financial Facts of Life
- Deposit Insurance for Retirement Savings
- Stopping Unwanted Sales Calls and Mail
- Beware of "Deals" Requiring Money Up-Front
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Fall 1997
- Protecting Yourself if Your Wallet Is Lost or Stolen
- Basic Points About Deposit Insurance for Individual Accounts
- Safe Banking and Shopping Over the Internet
- Writing Yourself a Loan? Be Cautious
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Summer 1997
- A Survival Guide for Helping Ill or Elderly Loved Ones Manage Their Money
- New Tax Cuts for Savers, Home Owners
- Test Your Deposit Insurance IQ
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Spring 1997
- Retirement Planning
- The Key to Using Safe Deposit Boxes
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Winter 1996/1997
- Costly Mistakes to Avoid with Credit Cards
- Protecting Against Fraud from Abroad
- Fall 1996